The first halal mortgage
in the Netherlands

DAR … a choice that feels good to bring home!

Sustainable. Alternative. Interest-free

The first
halal mortgage
in the Netherlands

DAR … a choice that feels
good to bring home!

Sustainable. Alternative. Interest-free

Discover how we’re working together toward a future where everyone can participate

DAR is transforming the financial sector with the first inclusive mortgage platform in the Netherlands.
Our innovative solutions make access to the housing market more attainable for a broader audience.

Discover how we’re working together toward a future where everyone can participate.

DAR is transforming the financial sector with the first inclusive mortgage platform in the Netherlands. Our innovative solutions make access to the housing market more attainable for a broader audience.

Purpose

DAR enriches the current housing market with an alternative, modern financial product that is interest-free.

Purpose

DAR enriches the current housing market with an alternative, modern financial product that is interest-free.

Sustainable 

Inclusivity: We make homeownership accessible to everyone. 
Sustainability: Contributing to a better future through sustainable financial solutions.

Alternative 

Co-ownership: With us, you buy the home together, and over time you purchase our share.
Fixed Payments: Enjoy financial stability with no unexpected interest fluctuations; you
always pay the same amount. 

Interest-Free 

No Interest: Instead of paying interest on a loan, you pay a fee for exclusive usage of the
home.
Wealth Accumulation: Build equity without traditional interest.

Sustainable 

Inclusivity: We make homeownership accessible to everyone. 
Sustainability: Contributing to a better future through sustainable financial solutions.

Alternative

Co-ownership: With us, you buy the home together, and over time you purchase our share. 
Fixed Payments: Enjoy financial stability with no unexpected interest fluctuations; you
always pay the same amount. 

Interest-Free  

No Interest: Instead of paying interest on a loan, you pay a fee for exclusive usage of the home. 
Wealth Accumulation: Build equity without traditional interest. 

dar – rent free sustainable alternative

Mortgage Process

Fixed Monthly Payment Structure


The fixed monthly payment consists of (i) principal repayment and (ii) an exclusive usage fee.

30-Year Repayment Plan

The repayment schedule (30 years) is based on DAR’s share of the purchase price.

Market-Based Fee

The price/fee is determined
according to market conditions

Final Transfer of Ownership

At the end of the term, the consumer takes over the co-ownership share.

Mortgage Process

Fixed Monthly Payment Structure

The fixed monthly payment consists of (i) principal repayment and (ii) an exclusive usage fee.

30-Year Repayment Plan

The repayment schedule (30 years) is based on DAR’s share of the purchase price.

Market-Based Fee


The price/fee is determined
according to market conditions

Final Transfer of Ownership

At the end of the term, the consumer takes over the co-ownership share.

Meet the Team

Fouad el Kanfaoui

Chief Financial Officer (CFO)
& Co-Founder

Sharif Soliman

Chief Executive Officer (CEO)
& Co-Founder

Rachid Chetouani

Chief Risk Officer (CRO)
& Co-Founder

Albert Trox

Chief Investment Officer (CIO)

Frans de Kievit

Chief Operating Officer (COO)

Jan Poot

Non-Executive / Advisory Board

Meet the Team

Fouad el Kanfaoui

Chief Financial Officer (CFO)
& Co-Founder

Sharif Soliman

Chief Executive Officer (CEO)
& Co-Founder

Rachid Chetouani

Chief Risk Officer (CRO)
& Co-Founder

Albert Trox

Chief Investment Officer (CIO)

Frans de Kievit

Chief Operating Officer (COO)

Jan Poot

Non-Executive / Advisory Board

Advisory Board

Ferdinand Veenman

Ex CEO Blauwtrust Groep
Ex Financial Services KPMG
+35 years experience 

Mike de Boer

Ex CFO Knab
Co founder Knab
+30 years experience 

Jan Poot

Ex Vontobel
Ex Aegon
+35 years experience 

Advisory

Board

Ferdinand Veenman

Ex CEO Blauwtrust Groep
Ex Financial Services KPMG
+35 years experience 

Mike de Boer

Ex CFO Knab
Co founder Knab
+30 years experience 

Jan Poot

Ex Vontobel
Ex Aegon
+35 years experience 

DAR … a choice that feels good to bring home!

Contact

Ready to discover more?

Fill in the form below and our team will provide you with
all the information you need to begin your
interest-free homeownership journey.

Contact

Ready to discover more?

Fill in the form below and our team will provide you with all the information you need to begin your interest-free homeownership journey.

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